How to Make Your Daily Driver More Efficient

Fuel efficiency is influenced by driving habits, vehicle maintenance, tire condition, traffic, and the overall health of the engine. While no single change can transform every vehicle, several practical habits …

How Payday Lending Math Works

A payday loan advertises a fee, not an interest rate, and the fee sounds small. Fifteen dollars per hundred borrowed reads like a service charge. Converted to the annual rate every other lender mus…